Commercial Insurance
Get down to business with a risk management partner, not just a business insurance policy.
We tailor commercial coverage programs to your company’s specific needs and goals.
At Wells Insurance we’re experienced with highly unique risk situations as well as a wealth of niche markets, allowing our team to deliver a broad and deep selection of commercial insurance products and services to your organization.
Based in Wilmington, trusted everywhere.
Licensed in 48 states and located in downtown Wilmington, NC, with offices in Wrightsville Beach, Southport, and Myrtle Beach, as well as partner resources found around the world, we will help you do business wherever you may be.
Wells Insurance: More Than an Agency, Your Partner.
At Wells Insurance, we do not simply hand over an insurance policy.
We believe in developing strong relationships with our clients which go well beyond a simple transaction. We understand that choosing commercial insurance coverage isn’t just about protecting your company’s assets – it’s about protecting your vision, your team, and your hard-earned reputation in the industry.
We strive to offer partnership in its truest sense – extending our vast network, access to comprehensive resources, and friendly guidance throughout your risk management journey. Our support is tailored precisely to your needs – making it easier for you to manage your risks while keeping your focus on your business’s growth and success.
Developing a detailed understanding of your business doesn’t happen overnight. At Wells Insurance, we take the time to be fully accustomed with your industry, your company’s unique attributes, specific needs, and operational risks. We work diligently on your behalf to ensure your company’s risks are not just managed, but comprehensively understood.
With our tailored “Commercial Insurance” approach, we go the extra length to learn the ins and outs of your business. Because we believe, the more we understand your business, the better we can serve you and provide you with the protection your business truly needs.
Understanding Your Business, Inside and Out.
Trust in Transparency.
Deciding on a commercial insurance policy can be a daunting task, more so when terms and conditions are not crystal clear.
At Wells Insurance, transparency isn’t a mere catchphrase—it’s at the heart of everything we do. Our team works to ensure that we educate you about your policy in detail, what it covers, and perhaps most importantly, what it doesn’t cover.
Continuous changing market scenarios or legislative developments will no longer surprise you. We ensure you have the tools to help you stay informed, providing transparent updates about recent happenings in the commercial insurance sector that could affect your policy decisions.
The Wells Approach.
At Wells Insurance, we understand that your choice of commercial insurance coverage impacts not only the financial stability but also the future growth and sustainability of your business. Our approach to commercial insurance is rooted in our community-focused ethos, which guides us to provide personalized, customer-centric solutions that lay the groundwork for your business’s continued success.
A cornerstone of our philosophy is forming lasting, supportive relationships with our clients—we continually refine our understanding of your specific needs through deliberate engagement and ongoing dialogues. With Wells Insurance, you engage in a partnership forged in mutual respect, clear communication, and a joint commitment toward engendering prosperity for your business.
Drawing from our extensive experience handling a diverse range of industry risks, we diligently apply this knowledge to craft tailored commercial insurance strategies. These strategies are designed to provide succinct, robust coverage that empowers you to navigate the ever-shifting business landscape confidently.
Our “Commercial Insurance” approach goes beyond just coverage; we place immense emphasis on educating our clients – empowering them with the right knowledge to make informed decisions. When you partner with us, we help you navigate the intricate world of insurance, stripping down the jargon to make complex policies easy to understand.
Local Roots, Global Reach.
Wells Insurance, together with our Assurex Global partners across the globe, make up the 5th largest broker in the world.
This equity partnership is an alignment with an elite group based on agency premier market position, history of growth, quality of work, breadth of services, integrity, and commitment to serve clients seamlessly, worldwide, no matter where they have their business footprints. Our function by partnering together is to deliver an exceptional solution to each client, managing risk across their entire enterprise with high levels of comfort and confidence.
This confidence comes from being backed by our Assurex Global partners, who together have the independence, the agility, and the ability to respond quickly, act decisively, and always deliver what’s best for the client.
We are independently owned, and therefore, highly entrepreneurial in our approach to service. Responsiveness is a core value, decisions get made, and handling each of our clients’ needs is our most important responsibility. With collaboration tools and a vast communication structure that spans across all other Assurex Global Partners, we can serve our clients seamlessly on both a local and global level.
We focus on serving these Industries & More
- Cleaning and Janitorial Franchises
- Coastal Property
- Commercial Aviation
- Commercial Marine
- Construction and Contracting
- Education
- Golf and Country Clubs
- Hospitality, Bars, and Restaurants
- Healthcare including medical practices, home health care, hospices, long term care facilities, and mental health organizations
- Health and Human Services, Daycares, Churches
- Home Owners Associations (HOA)
- Landscapers
- Manufacturing
- Moving and Storage
- Municipalities
- Non-Profits and Public entities
- Public Transportation
- Restoration Services
- Tech Companies
- Warehousing
Towards a Safer Tomorrow.
A critical aspect of Wells Insurance’s service is promoting safety in the workplace. We understand that a safer work environment minimally interrupts your business operations, reducing the chances of unexpected expenses or accidents.
We equip you with tools, insights, and resources enabling you to create a safe, productive work atmosphere. With Wells Insurance, you always have an ally helping you navigate complexities and bring your business closer to a safer tomorrow.
General requirement OSHA fines average $3,200 per penalty and over $6 million per year.
So, if you are like most businesses, you are looking for a broker to help you stay OSHA compliant, create safety manuals, establish a return to work program, and understand your total cost of risk.
We deliver custom solutions to all these problems and more with products and tools designed specifically to handle the complexity of managing commercial risk through our new portal—powered by ZYWAVE.
You can feel secure knowing we will keep your business educated and up to date with our regular compliance newsletters, articles, action plans, and insurance support!
Commercial Insurance Solutions
Expect more from your insurance broker—expect the Wells Insurance range of solutions.
We understand the challenges today’s employers face, and we know you’re asked to take on more than ever before. From compliance to communication, let us handle it all by providing a full spectrum of business insurance coverage for you and your company.
- Federal/State Compliance
- OSHA Compliance & Support
- FMCSA Compliance
- DOT Compliance
- GHS Compliance
- Coverage & Policy Expertise
- HR Hotline
- Employee Safety Manual
- Industry-specific Safety Training
- OSHA Benchmarking
- Return to Work Programs
- Loss Analysis
- Business Continuity Planning
- Toolbox Talks
- Workplace Posters
- Employee Newsletters & Videos
- Claims & Billing Assistance
- Risk Summaries
- Mod Reporting
- Frequency vs. Severity
- Mod Reduction & Management
- Workers’ Compensation Analysis
Break away from the mold of the traditional broker.
The average broker meets your basic needs when it comes to claims, plans, and renewal negotiations.
See how we go above and beyond the standard of your basic commercial insurance company below.
We provide access to thousands of resources to help your business excel.
Let Wells assist with communications, employee and safety manuals, safety meeting topics, and other tools to solve your risk challenges so that you can run your business smarter.
We can provide a formal Risk Assessment based on your specific business from our broad selection of industry experts.
We have the tools to help lower your total cost of risk and make you more attractive to the insurance marketplace.
We provide you with our dedicated Claims Advocate
With decades of experience and a wealth of knowledge our claims advocate represents you throughout the insurance claims process.
We represent the largest and most financially secure insurance companies.
As an independent agency, we shop the market to give you a wide selection of programs from A+ rated carriers with global reach. With Wells insurance, you are not bound to one company.
We receive ongoing updates and legislative developments that we share with you.
We share the latest changes to your specific industry to keep you updated on your commercial insurance marketplace.
Get to know our commercial insurance team
Our dedicated commercial insurance team includes seasoned professionals who bring their shared understanding, past experiences, and friendly approach to their work. Every interaction with our team is a step toward strengthening our relationship with you, enabling us to better understand your business and offer personalized solutions.
At Wells Insurance, we go the distance to exceed standard commercial insurance brokerage expectations. From compliance assistance to claims advocacy, robust resources to legislative updates, we deliver comprehensive services in a well-rounded package.
In the end, with Wells Insurance, you don’t just purchase a policy, but instead, we embark on a partnership designed to boost your business’s success and resilience.
Choose Wells Insurance for Your Commercial Insurance Needs
In conclusion, finding insurance with the right fit for commercial needs can be challenging.
But it doesn’t have to be.
Wells Insurance stays by your side – absorbing your pressures, solving challenges, and letting you focus on what you do best – shaping your business for success.
Let us worry about the coverages, the fine print, the claims, and the renewals, while you continue to build your business. We are more than just an insurance agency. We are partners in your ambition, allies in your progress. Choose Wells Insurance for your commercial insurance needs, for we believe in nurturing relationships and delivering promises. Because for us, trust isn’t built in a day – it’s earned every day.
Wells Insurance – your partner in progress.