Not only does driving safely help to keep you out of harm’s way, but it also contributes to keeping your auto insurance rates down. As autumn approaches, check out this advice from Zywave below:

Each season presents unique driving circumstances, and autumn is no different. Consider these driving tips to stay safe on the road this season:

• Be mindful of leaf piles. Leaves on the road can be dangerous. When leaves are wet, it can be comparable to driving on ice—so take it slow.
• Be careful on bridges. It’s important to reduce your speed because morning frost can leave icy patches on bridges, overpasses and shaded areas.
• Wear sunglasses. Even though temperatures are dropping, sun glare is still a hazard. Especially around the autumnal equinox, sunglasses can combat bright sun glare during the first 15 to 45 minutes after sunrise and before sunset.
• Turn on the lights. Be sure to use your headlights, and keep an eye out for pedestrians and cyclists—especially at dawn, dusk or nighttime.
• Watch for children. Traffic in school zones may be increasing. Mind the speed limits and remember that kids may not always look both ways before crossing.
• Watch for wildlife. Most wildlife-vehicle collisions occur during the fall. In fact, you’re 3.5 times more likely to hit an animal—especially a deer—in November than in any other month.

No matter the season, it’s important to use caution, drive slowly and maintain a safe following distance from the car in front of you.